What to buy: Build-To-Order HDB Flats or Executive Condominiums

BTOs are a Housing and Development Board (HDB) flat allocation system that offers flexibility in timing and location for owners intending to buy a new flat. Eligible buyers planning to apply for a new HDB apartment in the near future can ballot for one in their preferred location from specific sites. ECs (Executive Condominiums) on
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Taking the first steps for a BTO flat

Purchasing a BTO (Build-To-Order) HDB flat is usually a key milestone for the majority of 1st time homeowners, be it newly-wed, or intending to get married couples as well as a growing number of singles. In most cases, the ambition of acquiring the keys to one’s 1st flat is a huge commitment towards personal independence,
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Singapore cooling: About 2300 PRs impacted

By Andrew Batt: According to official figures, about 2,300 Singapore permanent residents (PRs) who own Housing and Development Board (HDB) property will be impacted by the government’s latest round of cooling measures. From last Saturday (January 12), PRs owning HDB flats are no longer allowed to sublet their entire property even after the stipulated Minimum
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Prices still too high even with 50-year loan

By Romesh Navaratnarajah: The mortgage industry has been buzzing of late with the introduction of a 50-year home loan applicable for HDB flats and private homes. However, National Development Minister Khaw Boon Wan has slammed the idea and urged Singaporeans to be more prudent when taking out financing for home purchases given the tough economic
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MND says 50-year loan not needed

By Romesh Navaratnarajah: United Overseas Bank’s (UOB) 50-year home loan, the longest loan tenure in Singapore, will not affect Singapore’s public housing market since it is unlikely to be popular, highlighted the Ministry of National Development (MND). “While such loans offer lower monthly instalments, the borrowers will end up paying higher interest in total, and
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The Fine line between Executive Condominiums (ECs) and Private Condos

To the average property buyer, Executive and Private Condominiums may be hard to differentiate as they seem to offer the same deals with similar lavish facilities and stylish designs. But as a property seeker, it is important to note that there are 3 main differences between them: the restrictions on ownership; housing grant for executive
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3+1 flat Rental Property for Rent at at Commonwealth,Red Hill,Queens town

Do you have 3+1 flat Rental @Commonwealth,Red Hill,Queens town?If you have this type of flat,please message to me. Searching for a suitable 3+1 HDB flat in Commonwealth, Red Hill and Queens town for rent may prove to be a tedious task, as highlighted by a PropertyGuru user who had posed a question to AskGuru.  Hence,
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Are we ‘Singa-poor’?

      By Romesh Navaratnarajah and Cheryl Tay: Why more Singaporeans are asset-rich but cash-strapped. A common gripe amongst many Singaporeans is that they have to spend their savings to pay off home loans and by the time they retire, they find themselves struggling financially as their savings have dried up. The situation is
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Silver housing bonus to boost HDB resale market

Public housing estates which house many elderly residents will likely see higher sales after the government introduced the S$20,000 bonus scheme for older Singaporeans who sell their flats to acquire smaller units. As it aims to help elderly Singaporeans unlock the value of their HDB flats, the measure will likely “impact the resale activity in
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HDB resale prices could drop 10%, say experts

Prices of resale flats, which climbed significantly over the past five years, could finally slow down, said property experts. “Public housing resale prices have gone up by over 80 percent in the last five years. People going in to pick up (units) at high prices expect such appreciation in the near future or next five
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